Short Term Loans

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We are a licensed credit broker, not a lender.
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We are a licensed credit broker, not a lender.

No upfront fees to help you find a loan*

No upfront fees to help you find a loan*


Short Term Loans:
Top 3 Benefits Of Applying For Yours Today


Short term loans present you with the opportunity to get the money you need for a relatively short period of time. There are a whole number of reasons why someone may need a short term loan, although it is usually to ease a cash flow problem or pay for an unexpected expense like car repairs or an emergency bill. Situations like this can often leave people in the need of a relatively small amount of cash over a short period to get them through. There are now lenders available who will look to lend money over a short period. Whether it is for 1 week, 6 months or 12 months, there is a likely a solution for you.


The best place to start would be your bank, but more and more people are finding that when they do turn to their bank, they are unable to help. Since the financial market crash in 2008, the banks lending criteria has been tightened significantly, and it is likely only customers with a near perfect credit score will be considered.

Although frustrating, this has left gaps in the market for a whole range of specialist lenders who will look to lend to people who find themselves in this position. Applying to a loan broker who works with these lenders can be a good place to start in sourcing the cash you need. Make an application for your short term loan today, and see if the Easy Loans Company can help you find it.

   

Before applying, please consider the following;

  • Read all documentation carefully before signing
  • Ensure you understand the nature of the obligations you will take on and the resulting risks
  • If unsure please obtain independent advice or take time to consider if this is right for you

We'll help you find the best short term loans considering your personal circumstances. We apply no upfront fees and a no obligation quote.

Complete our simple application form to find the best short term loans for you

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1About the loan

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2About you

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3Your contact details

4Financial Information

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I accept the terms and conditions

Information About Short Term Loans

There are so many types of loans available today but their terms and conditions may not be the same.  When applying for a loan, it is always advisable to take your time to understand the policies of the lender and decide if they suit you or not. Short term loans are usually offered by a variety of different lenders, to be repaid over a short period of time (just as their name suggests).  In most cases, the borrower is required to repay within a year, but you will likely be able to find a loan for any length of time up to 12 months.

It’s important to make sure you can afford the repayments.  The interest for a short term loan will often be higher, so spreading the payments over 6 months rather than 3 may mean the new repayment fits inside your budget, although it’s also important to know that the longer the term of the loan, the more you will pay back overall.

A credit search will be performed as with any borrowing application you make, and this will determine how many options there are available to you.  If you have a bad credit score, you may find that your options are reduced, and you may be paying back at a higher interest rate than those with a good credit rating.  This is where it may be best to start with a specialist broker with access to a panel of lenders who offer short term loans.  They can look at your circumstances and try and find a solution which fits, and more importantly you can afford.

It should be made abundantly clear that short term loans are only meant to solve cash deficit problems within a short period of time.  It is not recommended that short term loans are used on a regular basis to cover living costs.

The high interest can put a strain on your budget, especially if you were already struggling to make ends meet.  If you find that you have to rely on short term finance just to live, it’s worth taking a look at the Money Advice Service website.  There you will find lots of tips and tricks with money management and budgeting.

You’ll also find information on where to go to receive free debt advice both face to face and on the phone.  If you have written down your income and outgoings and know you can comfortably afford the repayments on a short term loan, feel free to apply using the form above and we’ll get to work looking for that loan for you.

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THE GUIDANCE AND/OR ADVICE CONTAINED WITHIN THE WEBSITE IS SUBJECT TO UK REGULATORY REGIME AND IS THEREFORE PRIMARILY TARGETED AT CUSTOMERS IN THE UK.

PLEASE THINK CAREFULLY BEFORE SECURING LOANS AND OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. SECURITY MAYBE REQUIRED.
ALL LOANS ARE SUBJECT TO AN ASSESSMENT AND CREDIT APPROVAL.
ALL RATES VARY SUBJECT TO LOAN AMOUNT, LOAN TYPE AND STATUS.
REPAYING YOUR DEBT OVER A LONGER PERIOD OF TIME MAY INCREASE THE AMOUNT YOU PAY.
WARNING – LATE OR MISSED PAYMENTS CAN CAUSE YOU SERIOUS MONEY PROBLEMS AND COULD SERIOUSLY AFFECT YOUR CREDIT RATING. FOR HELP GO TO MONEYADVICESERVICE.ORG.UK

EASY LOANS COMPANY ACT AS A BROKER PROCESSING THE INFORMATION THAT YOU PROVIDE TO US AND PASS THIS ON TO OUR LIMITED GROUP OF THIRD PARTY LENDERS AND BROKERS.
WE DO NOT CHARGE A BORROWERS FEE FOR THE USE OF OUR BROKERAGE SERVICES, HOWEVER WE DO RECEIVE COMMISSION FROM LENDERS (OR OTHER BROKERS) WHEN BORROWERS SIGN INTO A CREDIT AGREEMENT FOLLOWING AN INTRODUCTION THROUGH THE EASY LOANS COMPANY WEBSITE.
IN THE CASE OF SECURED LOANS THE FEE RECEIVED MAY BE UP TO 7%. TELEPHONE CALLS FROM UK LAND-LINES ARE USUALLY FREE, HOWEVER CHARGES VARY FROM MOBILE PHONES SO PLEASE CHECK WITH YOUR NETWORK PROVIDER. CALLS MAY BE RECORDED FOR TRAINING AND MONITORING PURPOSES.
AS OPERATOR OF THIS WEBSITE, EASY LOANS COMPANY IS NOT AN AGENT OR REPRESENTATIVE OF CONSUMERS OR ANY LENDERS AND THEREFORE DOES NOT ENDORSE THE SERVICES OFFERED BY SPECIFIC LENDERS.
THE GUIDANCE AND/OR ADVICE CONTAINED WITHIN THE WEBSITE IS SUBJECT TO UK REGULATORY REGIME AND IS THEREFORE PRIMARILY TARGETED AT CUSTOMERS IN THE UK. FOR MORE INFORMATION ON HOW WE HANDLE YOUR DATA SEE OUR PRIVACY POLICY (FOR FURTHER DETAILS ABOUT EASY LOANS COMPANY SEE OUR TERMS AND CONDITIONS)

www.easyloanscompany.co.uk is a registered Trading Name of Nationwide Direct Financial Limited which is an Introducer Appointed Representative of Quint Group Limited, and is entered on the Financial Services Register under reference number 723650. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Nationwide Direct Financial Limited is registered in England and Wales (Company number 05999918), Registered Office; Manchester House, 84 Princess, Street, Manchester, Greater Manchester, M1 6NG. Licenced by the Information Commissioners Office, (registration number Z9808421).
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details on the FOS can be found on its website at www.financial-ombudsman.org.uk.

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Common Search Terms used include: BAD CREDIT LOANS | LOANS FOR BAD CREDIT | LOANS WITH BAD CREDIT | LOANS BAD CREDIT | BAD CREDIT

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