Poor Credit Loans

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We are a licensed credit broker, not a lender.
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We are a licensed credit broker, not a lender.
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No upfront fees to help you find a loan*

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No upfront fees to help you find a loan*


Increase In People Searching The Internet For 'Poor Credit Loans'


The reason for your poor credit history may vary. It could be that you have not borrowed in the past and therefore the credit reference agencies have no trace of your borrowing habits, or it could be that you have had problems with debt in the past and have been unable to make repayments on time. This could lead you to searching on the internet for 'Poor credit loans'. Whatever the reason, we welcome your application as we look at your current circumstances to determine whether our brokers would consider you if you are in a position to borrow and pay back on time. We work with a number of lenders and brokers who specialise finding lending solutions for those who may be struggling to find a loan from high street banks. Adverse credit can often be behind you, but the mark it leaves on your credit score can hang around for a few years even though you are back on your feet. You can be marked out as a bad credit risk, sometimes unfairly, especially if the reason for the poor credit score is due to a one time event in your personal life.

Things like redundancy or a relationship break up can be a catalyst to that bad credit score, and our partners will take this in to account when sourcing you a loan. Of course, in order to cover this risk, interest rates offered by loan lenders are usually higher than those offered to people with good credit. However being approved and repaying a poor credit loan on time can demonstrate to future lenders that you are able to adhere to the credit agreement and repay your debts on time. This will mean that better deals will be available to you in the future. As always, it’s important to make sure you can afford the loan comfortably, especially if you are looking at a consolidation loan, and that the new borrowing lowers your overall monthly payments to unsecured credit. Your bad credit score will start to improve over time as you start to prove you can manage your finances effectively. Further loan missed payments or defaults will have a further detrimental effect on your credit score which is why an affordability check is vital before making the decision to take out further finance. Find out if you qualify for a loan today by filling out the form below.

 
   

Before applying, please consider the following;

  • Read all documentation carefully before signing
  • Ensure you understand the nature of the obligations you will take on and the resulting risks
  • If unsure please obtain independent advice or take time to consider if this is right for you
  

We'll help you find the best loans. We apply no upfront fees and a no obligation quote.

Complete our simple application form to find the best poor credit loans for you

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1About the loan

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2About you

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3Your contact details

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Loan With a Poor Credit Score?

Many people have been financially affected due to the recession in 2008; chances are that you had debt repayments to make at that time, and maybe you found yourself in the position of being unable to make repayments and have consequently suffered a poor credit score.

In order to be considered for a loan, you need to be able to prove to lenders that your current financial situation allows you to make repayments on time each month as failure to repay a loan will have a negative impact on your credit score.

What’s The Bank’s Role?
When you are applying for a loan with a poor credit history  “Poor Credit Loans “ then the banks will usually not grant the loan to you. Banks do not take the risk of lending money to people who have a bad credit history. However there are lenders out there who do welcome applicants from all backgrounds, however you need to be sure that you can repay the loan on time.

Loan Application

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Trustpilot reviews for the latest 40 reviews on easy loans apply page

Rating: 8.40 out of 10

THE GUIDANCE AND/OR ADVICE CONTAINED WITHIN THE WEBSITE IS SUBJECT TO UK REGULATORY REGIME AND IS THEREFORE PRIMARILY TARGETED AT CUSTOMERS IN THE UK.

PLEASE THINK CAREFULLY BEFORE SECURING LOANS AND OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. SECURITY MAYBE REQUIRED.
ALL LOANS ARE SUBJECT TO AN ASSESSMENT AND CREDIT APPROVAL.
ALL RATES VARY SUBJECT TO LOAN AMOUNT, LOAN TYPE AND STATUS.
REPAYING YOUR DEBT OVER A LONGER PERIOD OF TIME MAY INCREASE THE AMOUNT YOU PAY.
WARNING – LATE OR MISSED PAYMENTS CAN CAUSE YOU SERIOUS MONEY PROBLEMS AND COULD SERIOUSLY AFFECT YOUR CREDIT RATING. FOR HELP GO TO MONEYADVICESERVICE.ORG.UK

EASY LOANS COMPANY ACT AS A BROKER PROCESSING THE INFORMATION THAT YOU PROVIDE TO US AND PASS THIS ON TO OUR LIMITED GROUP OF THIRD PARTY LENDERS AND BROKERS.
WE DO NOT CHARGE A BORROWERS FEE FOR THE USE OF OUR BROKERAGE SERVICES, HOWEVER WE DO RECEIVE COMMISSION FROM LENDERS (OR OTHER BROKERS) WHEN BORROWERS SIGN INTO A CREDIT AGREEMENT FOLLOWING AN INTRODUCTION THROUGH THE EASY LOANS COMPANY WEBSITE.
IN THE CASE OF SECURED LOANS THE FEE RECEIVED MAY BE UP TO 7%. TELEPHONE CALLS FROM UK LAND-LINES ARE USUALLY FREE, HOWEVER CHARGES VARY FROM MOBILE PHONES SO PLEASE CHECK WITH YOUR NETWORK PROVIDER. CALLS MAY BE RECORDED FOR TRAINING AND MONITORING PURPOSES.
AS OPERATOR OF THIS WEBSITE, EASY LOANS COMPANY IS NOT AN AGENT OR REPRESENTATIVE OF CONSUMERS OR ANY LENDERS AND THEREFORE DOES NOT ENDORSE THE SERVICES OFFERED BY SPECIFIC LENDERS.
THE GUIDANCE AND/OR ADVICE CONTAINED WITHIN THE WEBSITE IS SUBJECT TO UK REGULATORY REGIME AND IS THEREFORE PRIMARILY TARGETED AT CUSTOMERS IN THE UK. FOR MORE INFORMATION ON HOW WE HANDLE YOUR DATA SEE OUR PRIVACY POLICY (FOR FURTHER DETAILS ABOUT EASY LOANS COMPANY SEE OUR TERMS AND CONDITIONS)

www.easyloanscompany.co.uk is a registered Trading Name of Nationwide Direct Financial Limited which is an Introducer Appointed Representative of Quint Group Limited, and is entered on the Financial Services Register under reference number 723650. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Nationwide Direct Financial Limited is registered in England and Wales (Company number 05999918), Registered Office; Manchester House, 84 Princess, Street, Manchester, Greater Manchester, M1 6NG. Licenced by the Information Commissioners Office, (registration number Z9808421).
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details on the FOS can be found on its website at www.financial-ombudsman.org.uk.

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Common Search Terms used include: BAD CREDIT LOANS | LOANS FOR BAD CREDIT | LOANS WITH BAD CREDIT | LOANS BAD CREDIT | BAD CREDIT
Read here why  No Credit Check Loans don’t exist

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