Personal Loans

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Secured and Personal Loans
We are a licensed credit broker, not a lender.
Loans for Homeowners and Tenants
We are a licensed credit broker, not a lender.

No upfront fees to help you find a loan*

No upfront fees to help you find a loan*

Apply For A Personal Loan
From Easy Loans Company


Personal loans from the Easy Loans Company are fully tailored to match your individual circumstances. If approved for a loan, we can ensure that you get the finance that you need, at a price affordable to you. Whether it’s a loan for a new car purchase, home improvements or even to consolidate some outstanding credit, we can find a loan that’s perfect for you when you apply using the online form below. We will search our panel of lenders using the information you provide, and be in contact with a quote should you be accepted. We welcome applications whatever your credit score. We have lenders who will look at your individual circumstances to make a fair assessment of your application. Fill out the below application today and find out if the Easy Loans Company can help you get the personal loan you are looking for.

 
   

Before applying, please consider the following;

  • Read all documentation carefully before signing
  • Ensure you understand the nature of the obligations you will take on and the resulting risks
  • If unsure please obtain independent advice or take time to consider if this is right for you
  

We'll help you find the best loan considering your personal circumstances. We apply no upfront fees and a no obligation quote.

Complete our simple application form to find the best personal loans for you

* denotes a required field.

1About the loan

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2About you

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3Your contact details

4Financial Information

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I accept the terms and conditions

For Personal Loans – Here Are Some of the Main Reasons

Why a personal loan can be one of the best options in your attempt to return to a firmer financial footing within a short period of time.  There are however other times when a loan may be required for a long-term purpose.  So, let us have a quick look at some of the main considerations that you should be aware of when deciding whether personal loans are the best option for you.

The Amount of Money

Obviously, one of the first things that should be considered is the amount of money one will require and how long the sum will take to be repaid.  Will a loan of a few hundred pounds suffice or are thousands of pounds needed?  This is important, as different lenders will have different loan amounts available.  As with any loan, the borrower should never request more than is absolutely needed.  Failure to do so may actually result in an inability to repay the amount borrowed; further damaging a credit score.  It can be tempting to take out further finance whenever it is offered, and while this is great at the time, and may allow you to splash out on some luxury purchases, it all needs to be paid back eventually.  Resisting the temptation will allow you to manage your borrowing and budgeting in a responsible way, and keep your credit score in order.

Interest Rates

Calculating interest rates is quite important as they will dictate the entire sum of money that needs to be repaid over the full term of the loan.  In simpler terms, the total amount owed will be the principal borrowed plus the accrued interest. Depending on the size of the loan and the type of provider, there can be instances when interest rates are prohibitively high (this may often be the case with short-term loans).  So, it is important that the consumer takes these into account during the approval process.  The full breakdown of the interest you will pay, and the overall cost of the borrowing will be outlined in the credit agreement you receive from the lender prior to agreeing to enter in to the loan contract.  It is vitally important to make sure you have read through, and are comfortable with the figures presented before you sign.  Your chosen lender will happily explain anything you are unsure of.

Online Tools

Although there may be times when a bank or lending institution will be used as an intermediary when applying for personal loans, the Internet is becoming an increasingly popular avenue for consumers.  This is due to the increased number of lenders that are currently available.  Also, a greater number of providers means increased competition and therefore the chance for a borrower to source a good deal which fits their needs.  Other useful resources can include interest rate calculators, live chat feeds, useful financial aid forums and the ability to compare and contrast different loan schemes, interest rates and repayment options.  There are even a growing number of lenders who will allow you to submit your loan application, complete your affordability assessment and sign your credit agreement completely online without the need to speak to anyone.  The full process will be explained to you once you have decided which loan offer from which lender you are going to accept.

Personal loans can be a great solution to a number of different borrowing needs.   They come in all shapes and sizes and to suit all budgets.  While some will need short-term solutions to cover household emergencies such as boiler or car repairs, others may need personal loans with the intention of a long-term investment such as a home, a vehicle or another one off purchase.  Regardless of the purpose, the chances are there is a loan out there to suit.  Apply today to Easy Loans Company, and let us get to work in finding the right one for you.

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THE GUIDANCE AND/OR ADVICE CONTAINED WITHIN THE WEBSITE IS SUBJECT TO UK REGULATORY REGIME AND IS THEREFORE PRIMARILY TARGETED AT CUSTOMERS IN THE UK.

PLEASE THINK CAREFULLY BEFORE SECURING LOANS AND OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. SECURITY MAYBE REQUIRED.
ALL LOANS ARE SUBJECT TO AN ASSESSMENT AND CREDIT APPROVAL.
ALL RATES VARY SUBJECT TO LOAN AMOUNT, LOAN TYPE AND STATUS.
REPAYING YOUR DEBT OVER A LONGER PERIOD OF TIME MAY INCREASE THE AMOUNT YOU PAY.
WARNING – LATE OR MISSED PAYMENTS CAN CAUSE YOU SERIOUS MONEY PROBLEMS AND COULD SERIOUSLY AFFECT YOUR CREDIT RATING. FOR HELP GO TO MONEYADVICESERVICE.ORG.UK

EASY LOANS COMPANY ACT AS A BROKER PROCESSING THE INFORMATION THAT YOU PROVIDE TO US AND PASS THIS ON TO OUR LIMITED GROUP OF THIRD PARTY LENDERS AND BROKERS.
WE DO NOT CHARGE A BORROWERS FEE FOR THE USE OF OUR BROKERAGE SERVICES, HOWEVER WE DO RECEIVE COMMISSION FROM LENDERS (OR OTHER BROKERS) WHEN BORROWERS SIGN INTO A CREDIT AGREEMENT FOLLOWING AN INTRODUCTION THROUGH THE EASY LOANS COMPANY WEBSITE.
IN THE CASE OF SECURED LOANS THE FEE RECEIVED MAY BE UP TO 7%. TELEPHONE CALLS FROM UK LAND-LINES ARE USUALLY FREE, HOWEVER CHARGES VARY FROM MOBILE PHONES SO PLEASE CHECK WITH YOUR NETWORK PROVIDER. CALLS MAY BE RECORDED FOR TRAINING AND MONITORING PURPOSES.
AS OPERATOR OF THIS WEBSITE, EASY LOANS COMPANY IS NOT AN AGENT OR REPRESENTATIVE OF CONSUMERS OR ANY LENDERS AND THEREFORE DOES NOT ENDORSE THE SERVICES OFFERED BY SPECIFIC LENDERS.
THE GUIDANCE AND/OR ADVICE CONTAINED WITHIN THE WEBSITE IS SUBJECT TO UK REGULATORY REGIME AND IS THEREFORE PRIMARILY TARGETED AT CUSTOMERS IN THE UK. FOR MORE INFORMATION ON HOW WE HANDLE YOUR DATA SEE OUR PRIVACY POLICY (FOR FURTHER DETAILS ABOUT EASY LOANS COMPANY SEE OUR TERMS AND CONDITIONS)

www.easyloanscompany.co.uk is a registered Trading Name of Nationwide Direct Financial Limited which is an Introducer Appointed Representative of Quint Group Limited, and is entered on the Financial Services Register under reference number 723650. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Nationwide Direct Financial Limited is registered in England and Wales (Company number 05999918), Registered Office; Manchester House, 84 Princess, Street, Manchester, Greater Manchester, M1 6NG. Licenced by the Information Commissioners Office, (registration number Z9808421).
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details on the FOS can be found on its website at www.financial-ombudsman.org.uk.

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Common Search Terms used include: BAD CREDIT LOANS | LOANS FOR BAD CREDIT | LOANS WITH BAD CREDIT | LOANS BAD CREDIT | BAD CREDIT

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