Manage your various credit card and loan repayments each month

Home / Consolidation Loans / Manage your various credit card and loan repayments each month
Secured and Personal Loans
We are a licensed credit broker, not a lender.
Loans for Homeowners and Tenants
We are a licensed credit broker, not a lender.
ac-banner_no

No upfront fees to help you find a loan*

ac-banner_no

No upfront fees to help you find a loan*

Manage your various credit card and loan repayments each month

Do you find that you’re having difficulty in managing your various credit card and loan repayments each month?

Are you wanting to retain your credit rating?

If you do then now is the time to take action against your debts and look at a positive way to manage your debts with a consolidation loan. Being approved for a consolidation loan can help you to manage your debts and help ease financial worries, whilst bringing down your monthly payments into one affordable monthly payment.

There are a wealth of consolidation loan lenders in the market, however before you go ahead and apply with these lenders, you must find out your credit rating as your credit worthiness will determine what credit you’re likely to be approved for. Having a good credit rating will mean that you are more likely to approved for a consolidation loan, however having a bad credit rating will mean that you are limited in the amount of lenders that will lend to you. Every time that you are declined for a consolidation loan will further negatively impact your credit rating, therefore its of upmost importance to chose your lender wisely.

Get Ahead and Find out Your Credit Rating Today

Finding out your credit score is easy try a free service like Noddle . There are many online services that provide instant access to your credit file and rating, some charge a registration and/or subscription fee, others are free. Once you have found out what your credit rating is, you can then seek the appropriate lender to apply with. Using the search term ‘bad credit consolidation loan’ in your favourite search engine will bring back an array of lenders that are willing to accept consolidation loan applications from those with bad credit. Why? As there are vast amounts of people with bad credit some lenders began to monopolise on this market and redefine their lending criteria, considering applications from those with a bad credit rating, but taking into account their current employment status and looking closely at their earnings and outgoings to determine their current ability to repay a consolidation loan.

As the Risk is Greater to These Lenders,

The consolidation loans that they offer are often at a higher interest rate and therefore more expensive in the long run to the borrower.  However bad credit consolidation loans can help people with a bad credit rating to get back in control of their finances, and if repaid on time can help to improve a bad credit rating. As with all forms of debt, if the consolidation loan is not repaid on time this will further damage a borrower’s credit rating, therefore it is essential to make sure that you are in the position to repay any finance that you are approved for.

Recommended Posts

Leave a Comment

THE GUIDANCE AND/OR ADVICE CONTAINED WITHIN THE WEBSITE IS SUBJECT TO UK REGULATORY REGIME AND IS THEREFORE PRIMARILY TARGETED AT CUSTOMERS IN THE UK.

PLEASE THINK CAREFULLY BEFORE SECURING LOANS AND OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. SECURITY MAYBE REQUIRED.
ALL LOANS ARE SUBJECT TO AN ASSESSMENT AND CREDIT APPROVAL.
ALL RATES VARY SUBJECT TO LOAN AMOUNT, LOAN TYPE AND STATUS.
REPAYING YOUR DEBT OVER A LONGER PERIOD OF TIME MAY INCREASE THE AMOUNT YOU PAY.
WARNING – LATE OR MISSED PAYMENTS CAN CAUSE YOU SERIOUS MONEY PROBLEMS AND COULD SERIOUSLY AFFECT YOUR CREDIT RATING. FOR HELP GO TO MONEYADVICESERVICE.ORG.UK.

EASY LOANS COMPANY ACT AS A BROKER PROCESSING THE INFORMATION THAT YOU PROVIDE TO US AND PASS THIS ON TO OUR LIMITED GROUP OF THIRD PARTY LENDERS AND BROKERS.
WE DO NOT CHARGE A BORROWERS FEE FOR THE USE OF OUR BROKERAGE SERVICES, HOWEVER WE DO RECEIVE COMMISSION FROM LENDERS (OR OTHER BROKERS) WHEN BORROWERS SIGN INTO A CREDIT AGREEMENT FOLLOWING AN INTRODUCTION THROUGH THE EASY LOANS COMPANY WEBSITE.
IN THE CASE OF SECURED LOANS THE FEE RECEIVED MAY BE UP TO 7%. TELEPHONE CALLS FROM UK LAND-LINES ARE USUALLY FREE, HOWEVER CHARGES VARY FROM MOBILE PHONES SO PLEASE CHECK WITH YOUR NETWORK PROVIDER. CALLS MAY BE RECORDED FOR TRAINING AND MONITORING PURPOSES.
AS OPERATOR OF THIS WEBSITE, EASY LOANS COMPANY IS NOT AN AGENT OR REPRESENTATIVE OF CONSUMERS OR ANY LENDERS AND THEREFORE DOES NOT ENDORSE THE SERVICES OFFERED BY SPECIFIC LENDERS.
THE GUIDANCE AND/OR ADVICE CONTAINED WITHIN THE WEBSITE IS SUBJECT TO UK REGULATORY REGIME AND IS THEREFORE PRIMARILY TARGETED AT CUSTOMERS IN THE UK. FOR MORE INFORMATION ON HOW WE HANDLE YOUR DATA SEE OUR PRIVACY POLICY [ *FOR FURTHER DETAILS ABOUT EASY LOANS COMPANY SEE OURTERMS AND CONDITIONS

Easy Loans Company is a registered Trading Name of Nationwide Direct Financial Limited which is an Introducer Appointed Representative of Quint Group Limited, and is entered on the Financial Services Register under reference number 723650. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Nationwide Direct Financial Limited is registered in England and Wales (Company number 05999918), Registered Office; 84 Princess Street, Manchester House, Manchester, M1 6NG. Licenced by the Information Commissioners Office, (registration number Z9808421).

Start typing and press Enter to search