Loans Bad Credit

Home / Loans Bad Credit
Secured and Personal Loans
We are a licensed credit broker, not a lender.
Loans for Homeowners and Tenants
We are a licensed credit broker, not a lender.

No upfront fees to help you find a loan*

No upfront fees to help you find a loan*


Loans Bad Credit :You May Have The Opportunity To Apply For Loans
Even If You Have A Bad Credit Rating


Having bad credit is a huge problem for you when you need to borrow money from main stream lenders as it is highly likely that your application will be rejected. Turning you credit score around is not a fast process, and this issue has resulted in many potential borrowers searching the internet for 'loans bad credit' and some lenders opting to look at applications from people with bad credit.

Lenders offering loans for those with bad credit, may consider your application, but you will have to meet relevant criteria (such as steady employment) to demonstrate that you can afford to repay the loan, however you may pay more APR than you would with a loan from a main stream lender, with a good credit rating.

The really important thing you need to remember to make sure that you pay back on time, failure to do so can have serious consequences and will worsen your credit rating.

   

Before applying, please consider the following;

  • Read all documentation carefully before signing
  • Ensure you understand the nature of the obligations you will take on and the resulting risks
  • If unsure please obtain independent advice or take time to consider if this is right for you
  

We'll help you find the best loans for bad credit considering your personal circumstances. We apply no upfront fees and a no obligation quote.

Complete our simple application form and we will try and match with a lender who considers bad credit

* denotes a required field.

1About the loan

£

2About you

£
£
£

3Your contact details

4Financial Information

£
£
£
£
£

I accept the terms and conditions

Loans Bad Credit Is This A Problem !

Having bad credit can be a huge problem when you need to borrow money from main stream lenders as it is highly likely that your application will be rejected.  Turning your credit score around is not a fast process, and this issue has resulted in many potential borrowers searching the internet for ‘loans bad credit’ and some lenders are now opting to look at applications from people with bad credit.

With the economy starting to make a recovery, there are more and more lenders willing to make decisions based on personal circumstances as they stand now.  Your past adverse credit will have an impact on the interest rate you are likely to be offered, but paying back in full and on time will start to rebuild your credit rating, resulting in a much better chance of being accepted for those headline rates in the future.

It’s vitality important to make sure you can afford the monthly repayments on your future borrowing.  The aim is to rebuild your credit score, and show lenders that you are no longer a credit risk, and can manage your finances effectively.  Missing payments or defaulting on loans will only add to the adverse credit already present on your credit file, making the journey back to financial stability an even longer one than before.

Take the time to work out a sound budget, so you know exactly where you stand and what you can afford.  Your ability to make the loan repayment now, and during the term of loan is a hugely important factor in deciding whether a loan is the right route for you in your current situation.  Adverse credit stays on your credit file for 6 years, which gives you an indication of how long it will take to repair a damaged credit score.  However, it all starts with taking a first step.  Looking at all of your income and expenditure in full will let you know whether the time for that first step is now.

Loans Bad credit, although not ideal, is not the end of the world for those looking to rebuild their credit rating.  Once you comfortably know what you can afford, you can take the first step towards putting right the financial difficulties of the past.

Bad Credit loan Application

Reviewed by on

Trustpilot reviews for the latest 4 reviews on easy loans apply page

Rating: 4.66 out of 5

THE GUIDANCE AND/OR ADVICE CONTAINED WITHIN THE WEBSITE IS SUBJECT TO UK REGULATORY REGIME AND IS THEREFORE PRIMARILY TARGETED AT CUSTOMERS IN THE UK.

PLEASE THINK CAREFULLY BEFORE SECURING LOANS AND OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. SECURITY MAYBE REQUIRED.
ALL LOANS ARE SUBJECT TO AN ASSESSMENT AND CREDIT APPROVAL.
ALL RATES VARY SUBJECT TO LOAN AMOUNT, LOAN TYPE AND STATUS.
REPAYING YOUR DEBT OVER A LONGER PERIOD OF TIME MAY INCREASE THE AMOUNT YOU PAY.
WARNING – LATE OR MISSED PAYMENTS CAN CAUSE YOU SERIOUS MONEY PROBLEMS AND COULD SERIOUSLY AFFECT YOUR CREDIT RATING. FOR HELP GO TO MONEYADVICESERVICE.ORG.UK

EASY LOANS COMPANY ACT AS A BROKER PROCESSING THE INFORMATION THAT YOU PROVIDE TO US AND PASS THIS ON TO OUR LIMITED GROUP OF THIRD PARTY LENDERS AND BROKERS.
WE DO NOT CHARGE A BORROWERS FEE FOR THE USE OF OUR BROKERAGE SERVICES, HOWEVER WE DO RECEIVE COMMISSION FROM LENDERS (OR OTHER BROKERS) WHEN BORROWERS SIGN INTO A CREDIT AGREEMENT FOLLOWING AN INTRODUCTION THROUGH THE EASY LOANS COMPANY WEBSITE.
IN THE CASE OF SECURED LOANS THE FEE RECEIVED MAY BE UP TO 7%. TELEPHONE CALLS FROM UK LAND-LINES ARE USUALLY FREE, HOWEVER CHARGES VARY FROM MOBILE PHONES SO PLEASE CHECK WITH YOUR NETWORK PROVIDER. CALLS MAY BE RECORDED FOR TRAINING AND MONITORING PURPOSES.
AS OPERATOR OF THIS WEBSITE, EASY LOANS COMPANY IS NOT AN AGENT OR REPRESENTATIVE OF CONSUMERS OR ANY LENDERS AND THEREFORE DOES NOT ENDORSE THE SERVICES OFFERED BY SPECIFIC LENDERS.
THE GUIDANCE AND/OR ADVICE CONTAINED WITHIN THE WEBSITE IS SUBJECT TO UK REGULATORY REGIME AND IS THEREFORE PRIMARILY TARGETED AT CUSTOMERS IN THE UK. FOR MORE INFORMATION ON HOW WE HANDLE YOUR DATA SEE OUR PRIVACY POLICY (FOR FURTHER DETAILS ABOUT EASY LOANS COMPANY SEE OUR TERMS AND CONDITIONS)

www.easyloanscompany.co.uk is a registered Trading Name of Nationwide Direct Financial Limited which is an Introducer Appointed Representative of Quint Group Limited, and is entered on the Financial Services Register under reference number 723650. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Nationwide Direct Financial Limited is registered in England and Wales (Company number 05999918), Registered Office; Manchester House, 84 Princess, Street, Manchester, Greater Manchester, M1 6NG. Licenced by the Information Commissioners Office, (registration number Z9808421).
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details on the FOS can be found on its website at www.financial-ombudsman.org.uk.

PERSONAL LOANS | UNSECURED LOANS | CONSOLIDATION LOANS | SECURED LOANS | DEBT CONSOLIDATION LOANS | SHORT TERM LOANS | LOAN CALCULATOR | QUICK LOANS | LOAN | LOANS FOR PEOPLE WITH BAD CREDIT | POOR CREDIT LOANS | LOANS FOR POOR CREDIT
Common Search Terms used include: BAD CREDIT LOANS | LOANS FOR BAD CREDIT | LOANS WITH BAD CREDIT | LOANS BAD CREDIT | BAD CREDIT

Start typing and press Enter to search