Getting The Best Out Of Your Loan

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We are a licensed credit broker, not a lender.
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No upfront fees to help you find a loan*

Getting The Best Out Of Your Loan

Deciding that you need a loan, applying for a loan and then being approved for a loan can be easy for people with a good credit rating. Loans offered to those with a good credit rating, usually come with low interest rates, meaning that the cost of the credit can be acceptable.

Many borrowers have no issue repaying their loans, and can even benefit financially from a loan, especially when the loan is used to finance home improvements

The key is to use the loan sensibly, as if it is not used correctly, or taken out to fund something that you actually cannot afford it is very likely that this loan will become an unmanageable debt, and once it becomes unmanageable it can begin to negatively affect your credit rating.

Good ways to use your loan

You’ve decided to sell your house, in order to get the optimum asking price, your estate agent has strongly advised that it is necessary that you replace your bathroom and kitchen. Securing a loan for this purpose can add value to your home and in some cases enable a profit, meaning that you will be able to get the best price for your home, paying off your current mortgage and other debts that you may have.

You have various credit cards and unsecured loans, you are meeting the repayments, however you realise that you are repaying different interest rates, which is slowly causing a strain on your finances every month. Taking a loan to repay these debts, can be a solution to ensure that you only have one loan repayment at the end of each month, meaning that you’ll have more control of your outgoings, and only have to pay one lot of interest on your borrowings.

Although with any form of borrowing there is risk, sometimes you may profit from the loan in the long run. Unfortunately some people do not have a sensible attitude to loans and use them to fund lifestyles that they can’t actually afford and run into problems when there is no prospect of increased earnings. In this case the loan repayment can just become an extra commitment at the end of each month and lead to debt problems.

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THE GUIDANCE AND/OR ADVICE CONTAINED WITHIN THE WEBSITE IS SUBJECT TO UK REGULATORY REGIME AND IS THEREFORE PRIMARILY TARGETED AT CUSTOMERS IN THE UK.

PLEASE THINK CAREFULLY BEFORE SECURING LOANS AND OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. SECURITY MAYBE REQUIRED.
ALL LOANS ARE SUBJECT TO AN ASSESSMENT AND CREDIT APPROVAL.
ALL RATES VARY SUBJECT TO LOAN AMOUNT, LOAN TYPE AND STATUS.
REPAYING YOUR DEBT OVER A LONGER PERIOD OF TIME MAY INCREASE THE AMOUNT YOU PAY.
WARNING – LATE OR MISSED PAYMENTS CAN CAUSE YOU SERIOUS MONEY PROBLEMS AND COULD SERIOUSLY AFFECT YOUR CREDIT RATING. FOR HELP GO TO MONEYADVICESERVICE.ORG.UK.

EASY LOANS COMPANY ACT AS A BROKER PROCESSING THE INFORMATION THAT YOU PROVIDE TO US AND PASS THIS ON TO OUR LIMITED GROUP OF THIRD PARTY LENDERS AND BROKERS.
WE DO NOT CHARGE A BORROWERS FEE FOR THE USE OF OUR BROKERAGE SERVICES, HOWEVER WE DO RECEIVE COMMISSION FROM LENDERS (OR OTHER BROKERS) WHEN BORROWERS SIGN INTO A CREDIT AGREEMENT FOLLOWING AN INTRODUCTION THROUGH THE EASY LOANS COMPANY WEBSITE.
IN THE CASE OF SECURED LOANS THE FEE RECEIVED MAY BE UP TO 7%. TELEPHONE CALLS FROM UK LAND-LINES ARE USUALLY FREE, HOWEVER CHARGES VARY FROM MOBILE PHONES SO PLEASE CHECK WITH YOUR NETWORK PROVIDER. CALLS MAY BE RECORDED FOR TRAINING AND MONITORING PURPOSES.
AS OPERATOR OF THIS WEBSITE, EASY LOANS COMPANY IS NOT AN AGENT OR REPRESENTATIVE OF CONSUMERS OR ANY LENDERS AND THEREFORE DOES NOT ENDORSE THE SERVICES OFFERED BY SPECIFIC LENDERS.
THE GUIDANCE AND/OR ADVICE CONTAINED WITHIN THE WEBSITE IS SUBJECT TO UK REGULATORY REGIME AND IS THEREFORE PRIMARILY TARGETED AT CUSTOMERS IN THE UK. FOR MORE INFORMATION ON HOW WE HANDLE YOUR DATA SEE OUR PRIVACY POLICY [ *FOR FURTHER DETAILS ABOUT EASY LOANS COMPANY SEE OURTERMS AND CONDITIONS

Easy Loans Company is a registered Trading Name of Nationwide Direct Financial Limited which is an Introducer Appointed Representative of Quint Group Limited, and is entered on the Financial Services Register under reference number 723650. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Nationwide Direct Financial Limited is registered in England and Wales (Company number 05999918), Registered Office; 84 Princess Street, Manchester House, Manchester, M1 6NG. Licenced by the Information Commissioners Office, (registration number Z9808421).

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