Finding A Loan Online Is Easy…

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We are a licensed credit broker, not a lender.
Loans for Homeowners and Tenants
We are a licensed credit broker, not a lender.
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No upfront fees to help you find a loan*

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No upfront fees to help you find a loan*

Finding A Loan Online Is Easy…

Finding a loan online is easy, just go online using your tablet, laptop or mobile phone and key in the search term ‘loans’ and you’ll be almost bombarded with loan companies offering easy loan applications and easy loan calculators. With this wealth of offerings, it’s easy to apply to all without thinking about the impact that this will have on your finances (if approved for more than one loan) or the harm it could cause to your credit rating (if declined by one or all).

As a consumer it is imperative to thoroughly understand your personal financial situation and the loan products that are available to you. Unfortunately there are many that hit troubles with their finances due to applying for loans, being approved for loans and then suffering a change of circumstances that makes them unable to meet the loan repayments each month, this then causes debt problems and has a negative effect in terms of credit rating, which then has an impact on securing extra finance when needed.

When applying for a loan or any other type of finance it is important to be sensible. First and foremost checking your credit rating is a must. This will give you an idea of whether you are likely to be approved for a loan and the loan companies that are likely to approve you for a loan. You can check your credit rating online using www.checkmyfile.com.

Be realistic about what you can afford to repay each month. The better your credit rating the better loan rate you are likely to be offered, which will mean that your repayments will be lower than that of someone with a bad credit rating. If you check your credit rating and it turns out that you do do have a bad credit rating, it is extremely important that you are able to realistically afford the loan only apply with loan companies that will consider applications from those with a bad credit rating. If you apply with the incorrect lender and are declined, this will only have a worsening effect on your already suffering credit rating.

In short it is easy to apply for a loan, easy to miss repayments on a loan, and easy to damage your credit rating. Therefore please ensure you take the sensible approach when applying for loans and if approved, be even more conscientious about ensuring that you stick to the credit agreement and pay the loan back on time.

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THE GUIDANCE AND/OR ADVICE CONTAINED WITHIN THE WEBSITE IS SUBJECT TO UK REGULATORY REGIME AND IS THEREFORE PRIMARILY TARGETED AT CUSTOMERS IN THE UK.

PLEASE THINK CAREFULLY BEFORE SECURING LOANS AND OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. SECURITY MAYBE REQUIRED.
ALL LOANS ARE SUBJECT TO AN ASSESSMENT AND CREDIT APPROVAL.
ALL RATES VARY SUBJECT TO LOAN AMOUNT, LOAN TYPE AND STATUS.
REPAYING YOUR DEBT OVER A LONGER PERIOD OF TIME MAY INCREASE THE AMOUNT YOU PAY.
WARNING – LATE OR MISSED PAYMENTS CAN CAUSE YOU SERIOUS MONEY PROBLEMS AND COULD SERIOUSLY AFFECT YOUR CREDIT RATING. FOR HELP GO TO MONEYADVICESERVICE.ORG.UK.

EASY LOANS COMPANY ACT AS A BROKER PROCESSING THE INFORMATION THAT YOU PROVIDE TO US AND PASS THIS ON TO OUR LIMITED GROUP OF THIRD PARTY LENDERS AND BROKERS.
WE DO NOT CHARGE A BORROWERS FEE FOR THE USE OF OUR BROKERAGE SERVICES, HOWEVER WE DO RECEIVE COMMISSION FROM LENDERS (OR OTHER BROKERS) WHEN BORROWERS SIGN INTO A CREDIT AGREEMENT FOLLOWING AN INTRODUCTION THROUGH THE EASY LOANS COMPANY WEBSITE.
IN THE CASE OF SECURED LOANS THE FEE RECEIVED MAY BE UP TO 7%. TELEPHONE CALLS FROM UK LAND-LINES ARE USUALLY FREE, HOWEVER CHARGES VARY FROM MOBILE PHONES SO PLEASE CHECK WITH YOUR NETWORK PROVIDER. CALLS MAY BE RECORDED FOR TRAINING AND MONITORING PURPOSES.
AS OPERATOR OF THIS WEBSITE, EASY LOANS COMPANY IS NOT AN AGENT OR REPRESENTATIVE OF CONSUMERS OR ANY LENDERS AND THEREFORE DOES NOT ENDORSE THE SERVICES OFFERED BY SPECIFIC LENDERS.
THE GUIDANCE AND/OR ADVICE CONTAINED WITHIN THE WEBSITE IS SUBJECT TO UK REGULATORY REGIME AND IS THEREFORE PRIMARILY TARGETED AT CUSTOMERS IN THE UK. FOR MORE INFORMATION ON HOW WE HANDLE YOUR DATA SEE OUR PRIVACY POLICY [ *FOR FURTHER DETAILS ABOUT EASY LOANS COMPANY SEE OURTERMS AND CONDITIONS

Easy Loans Company is a registered Trading Name of Nationwide Direct Financial Limited which is an Introducer Appointed Representative of Quint Group Limited, and is entered on the Financial Services Register under reference number 723650. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Nationwide Direct Financial Limited is registered in England and Wales (Company number 05999918), Registered Office; 84 Princess Street, Manchester House, Manchester, M1 6NG. Licenced by the Information Commissioners Office, (registration number Z9808421).

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