No upfront fees to help you find a loan*

 

No Fee Bad Credit Loan Applications

  • Loans For People with Bad Credit and CCJs,
  • Homeowners and Tenants Can Apply
  • Bad Credit Loans from £500 to £100,000 **
  • Bad Credit loan decision to suit your circumstances today!
  • Unlike Some Companies we do not charge upfront Fees*

 

 
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Loans For People With Bad Credit

Access a wide range of loans for people with bad credit to suit a wide range of people with poor credit ratings by default circumstances. Apply for your easy loan for bad credit today!


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Bad Credit Loans NO FEE

Personal bad credit rating for loans is caused by defaults & CCJs, We could help you source loans for people with bad credit - poor credit loans available from £500 to £50,000. Get a bad credit loan with poor history decision today!

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No Fee Poor Credit loans

Poor Credit loans may also be available, including people with poor history who do not own their home or those who have experienced credit problems. Rates may vary based on circumstances.

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Loans Unsecured

Representative 59%APR
(many people may receive a lower rate than this)

ccta

Loans for Secured (Homeowner)

Typical 13.89%APR Variable
(many people may receive a lower rate than this)
Rates from just 7.9% to 22.0% APR

Please think carefully before securing loans and other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. All rates vary subject to loan amount, loan type and status. Repaying your debt over a longer period of time may increase the amount you pay.

Bad Credit loans at Easy Loans Company



We are here at Easy Loans to provide you with the assistance you need with applications to obtain a (bad credit loan a loan with poor credit ) loan.

If you're one of the millions of UK consumers being declined for a loan because of poor credit history, its most likely because of your bad credit rating. Your rating will affect your ability to be approved for a loan for bad credit, especially if you are applying for loans with high street lenders.

High street lenders will only lend to consumers that have a good credit standing,ie no bad loan history therefore applying with them will not get you the finance you are looking for, if anything being declined will only worsen your credit rating.

What is your credit rating good or bad ?

Your rating is a score that displays to potential lenders how likely you are to repay and monies they lend to you. Your score is one that is built up through previous borrowing, therefore if you have no previous borrowing history, you will have a bad credit score.

More importantly if you have hit trouble with credit repayments in the past and have missed loan or loans repayment on any loan and / or bill repayments and received CCJ's or defaults, then this will have had a negative impact on your credit rating and classed as a bad credit loan

One of the things to remember about your credit score is that you can repair it, but in order to do so you need to be an active borrower and make sure that all of your repayments are paid on time, with time this will improve your rating a give you more options when it comes to seeking finance loans for bad credit may cost you more in interest repayments

Given the above, there is a market for those with bad credit seeking bad credit loans for people with bad credit history, and there are lenders that will lend to those with a bad credit, by way of a bad credit loan. These loans are often at higher interest rate than that of funds offered by your high street lender, however they are often repaid over a longer period of time to ensure that you can afford the monthly repayments.

Taking out a bad credit loan 12 month loans or no credit check loans could be the first step to you proving that you are a good borrower and thus improving your overall rating and credit score

Call freephone from UK landlines on 0800 140 4670
From a mobile it may be cheaper to call on 0161 247 8043

Please think carefully before securing loans and other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. All rates vary subject to loan amount, loan type and status. Repaying your debt over a longer period of time may increase the amount you pay.

Easy Loans Company act as a broker processing the information that you provide to us and pass this on to our panel of trusted third party lenders and brokers. We do not charge a borrowers fee for the use of our brokerage services, however we do receive commission fees from lenders (or other brokers) when borrowers sign into a credit agreement following an introduction through the Easy Loans Company website. In the case of Secured Loans the fee received may be up to 7%. Telephone calls from UK land-lines are usually free, however charges vary from mobile phones so please check with your network provider. Calls may be recorded for training and monitoring purposes. As operator of this website, Easy Loans Company is not an agent or representative of consumers or any lenders and therefore does not endorse the services offered by specific lenders. For further information on how we handle your data please see our privacy policy and for further details about Easy Loans Company please see our terms and conditions. **Not all Lenders will be able to provide up to £100,000 For more information on how we handle your data see our Privacy Policy [ *For further details about Easy Loans Company see our Terms and Conditions

Nationwide Direct Financial Limited trading as Easy Loans company is a licensed credit brokerage business regulated and authorised by the Financial Conduct Authority & the Consumer Credit Act 1974, which effects introductions between borrowers and lenders as well as other brokers, for the purposes of entering into loan agreements. Company Reg No: 05999918. Registered Office: 84 Princess Street, Manchester House, Manchester M1 6NG. Data Protection Reg No: Z9808421. Consumer Credit Licence No: 596464. © Nationwide Direct Financial Ltd 2012. All Rights Reserved

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Loans Unsecured

Representative 59%APR
(many people may receive a lower rate than this)

ccta

Loans for Secured (Homeowner)

Typical 13.89%APR Variable
(many people may receive a lower rate than this)
Rates from just 7.9% to 22.0% APR

 

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