Secured and Personal Loans.
We are a licensed credit broker, not a lender.
Phone:0800 881 8994
Secured and Personal Loans.
Good or bad credit applications welcome. No upfront fees*
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No upfront fees to help you find a loan*

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No upfront fees to help you find a loan*

No Upfront Fee Good & Bad Credit Loan Applications

  • Secured and Personal Loans
  • Loans for Employed and Self Employed Only
  • Loans from £1,000 to £25,000
  • Good and Bad Credit loan decision subject to your circumstances
  • Unlike Some Loan Companies we do not charge upfront Fees
  • No upfront fees to help find you a loan.
  • WARNING: LATE OR MISSED PAYMENTS – can cause you serious money problems and could seriously affect your Credit Rating. For help go to MONEYADVICESERVICE.ORG.UK
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Unsecured Loans over £1,000

For Lenders charging an interest rate of less than 100%. Representative 33.6% APR. Representative example: £2,200 borrowed for 36 months. Total amount repayable is £4,172.37. Interest charged is £1,972.37, Interest Rate 29.9% (variable).

Easy Loans Company is a
Broker working with
other brokers
offering personal loans
over £1,000

Secured Loans (Homeowner)

Typical 11.8% APR. Representative example: The representative APR is 10.9% (variable) so if you borrow £15000 over 10 years at a rate of 7.2% (variable) you will repay £201.27 per month & total amount payable £24,152.40.

Unsecured Loans under £1,000

For Lenders defined as high cost and charging an interest rate of more than 100% APR. Representative 728.9% APR. Representative example: £400 borrowed for 30 days. Total amount repayable is £459.36. Interest charged is £59.36, interest rate 180.5% (variable).

Easy Loans Company is a
Broker working with
other brokers
offering short-term loans
under £1,000

Secured Loans (Homeowner)

Typical 11.8% APR. Representative example: The representative APR is 10.9% (variable) so if you borrow £15000 over 10 years at a rate of 7.2% (variable) you will repay £201.27 per month & total amount payable £24,152.40.

Access a wide range of loans for people with bad credit to suit a wide range of people with poor credit ratings by default circumstances. Apply for your easy loans application for bad credit today.

Apply online »

Loans with Bad Credit No Upfront Fee

Personal bad credit rating for loans is caused by defaults & CCJs, We could help you source loans for people with bad credit – poor credit loans available from £1000 to £25,000. Apply for a bad credit loan with poor credit history.

Apply online »

No Upfront Fee Poor Credit Loans

Poor Credit loans may also be available, including people with poor history who do not own their home or those who have experienced credit problems. Rates may vary based on circumstances.

Apply online »

Applying for Loans at Easy Loans Company

We are available at Easy Loans to provide you with the assistance you need with applications to obtain the loan you want. We work with a limited group of lenders who consider most circumstances, this can include people with bad credit.

If you’re one of the millions of UK consumers being declined for a loan because of poor credit history, it’s most likely because of your bad credit rating. Your rating will affect your ability to be approved for a loan, especially if you have bad credit.

High street lenders will often only lend to consumers that have a good credit standing, i.e no bad credit history, therefore applying for a loan with them may not get you the finance you are looking for. If anything being declined may only worsen your credit rating.

What is your credit rating good or bad?

Your rating is a score that displays to potential lenders how likely you are to repay any monies they lend to you. Your score is one that is built up through previous borrowing, therefore if you have no previous borrowing history, your score may be lower than others.

More importantly if you have hit trouble with credit repayments in the past and may have missed loan, credit card or bill repayments then this will have had a negative impact on your credit rating. Likewise any CCJ’s or defaults have a huge impact. This may lead you to look for what’s commonly known as a bad credit loan or loans for bad credit

One of the things to remember about your credit score is that you can repair it, but in order to do so it helps to make sure that all of your future repayments are paid on time, with time this will improve your rating and give you more options when it comes to seeking finance.

Loan options for those with bad credit

Given the above, there is a market for people with bad credit seeking bad credit loans with adverse credit history. There are also lenders who specialise in lending to those with adverse credit. These loans are often at higher interest rate than that of funds offered by your high street lender, however these lenders are willing to accept more bad credit than your high street lender. Because these lenders will consider adverse credit their loans are referred to by many as poor credit loans.

It is important to remember that the higher interest rates on these types of loans often mean you repay significantly more than you borrow. In a bid to do this and still make sure the loan is affordable some lenders allow you to repay over a longer period of time. It should always be remembered that repaid debt over a longer period means that interest will accrue for longer meaning the total amount payable will be higher.

Secured and Personal Loans. Good or bad credit applications welcome.
We do not charge upfront Fees. We are a Credit Broker and not a Lender.

THE GUIDANCE AND/OR ADVICE CONTAINED WITHIN THE WEBSITE IS SUBJECT TO UK REGULATORY REGIME AND IS THEREFORE PRIMARILY TARGETED AT CUSTOMERS IN THE UK.

PLEASE THINK CAREFULLY BEFORE SECURING LOANS AND OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. SECURITY MAYBE REQUIRED.
ALL LOANS ARE SUBJECT TO AN ASSESSMENT AND CREDIT APPROVAL.
ALL RATES VARY SUBJECT TO LOAN AMOUNT, LOAN TYPE AND STATUS.
REPAYING YOUR DEBT OVER A LONGER PERIOD OF TIME MAY INCREASE THE AMOUNT YOU PAY.

EASY LOANS COMPANY ACT AS A BROKER PROCESSING THE INFORMATION THAT YOU PROVIDE TO US AND PASS THIS ON TO OUR LIMITED GROUP OF THIRD PARTY LENDERS AND BROKERS.
WE DO NOT CHARGE A BORROWERS FEE FOR THE USE OF OUR BROKERAGE SERVICES, HOWEVER WE DO RECEIVE COMMISSION FROM LENDERS (OR OTHER BROKERS) WHEN BORROWERS SIGN INTO A CREDIT AGREEMENT FOLLOWING AN INTRODUCTION THROUGH THE EASY LOANS COMPANY WEBSITE.
IN THE CASE OF SECURED LOANS THE FEE RECEIVED MAY BE UP TO 7%. TELEPHONE CALLS FROM UK LAND-LINES ARE USUALLY FREE, HOWEVER CHARGES VARY FROM MOBILE PHONES SO PLEASE CHECK WITH YOUR NETWORK PROVIDER. CALLS MAY BE RECORDED FOR TRAINING AND MONITORING PURPOSES.
AS OPERATOR OF THIS WEBSITE, EASY LOANS COMPANY IS NOT AN AGENT OR REPRESENTATIVE OF CONSUMERS OR ANY LENDERS AND THEREFORE DOES NOT ENDORSE THE SERVICES OFFERED BY SPECIFIC LENDERS.
THE GUIDANCE AND/OR ADVICE CONTAINED WITHIN THE WEBSITE IS SUBJECT TO UK REGULATORY REGIME AND IS THEREFORE PRIMARILY TARGETED AT CUSTOMERS IN THE UK. FOR MORE INFORMATION ON HOW WE HANDLE YOUR DATA SEE OUR PRIVACY POLICY (FOR FURTHER DETAILS ABOUT EASY LOANS COMPANY SEE OUR TERMS AND CONDITIONS)

Easy Loans Company is a registered Trading Name of Nationwide Direct Financial Limited. Nationwide Direct Financial Limited is registered in England and Wales (Company number 05999918), Registered Office; 84 Princess Street, Manchester House, Manchester, M1 6NG. Licenced by the Information Commissioners Office, (registration number Z9808421).
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details on the FOS can be found on its website at www.financial-ombudsman.org.uk.

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Common Search Terms used include: BAD CREDIT LOANS | LOANS FOR BAD CREDIT | LOANS WITH BAD CREDIT | LOANS BAD CREDIT | BAD CREDIT
Read here why  No Credit Check Loans don’t exist

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